Commercial Combined
Commercial Combined Insurance
Made Simple
At Todd Insurance, our Commercial Combined Insurance offers comprehensive, scalable coverage for SME businesses. From core protections like buildings and business liability to optional covers like equipment breakdown, we provide tailored solutions to safeguard your entire operation.

Comprehensive Protection for Diverse Businesses
Tailored Insurance Solutions for Maximum Flexibility
Our Commercial Combined Insurance is designed to cover a wide range of SME businesses, whether you operate from one or multiple premises. With core covers like buildings, contents, employee protection, and business interruption, we ensure your organisation is fully protected, allowing you to focus on growth with peace of mind.
Todd Insurance provides flexible, optional cover options to meet your business’s specific needs. Whether you need protection against environmental liability, notifiable diseases, or equipment breakdown, our policies are designed to adapt to your business’s evolving risks, with scalable options for long-term stability.
Comprehensive Buildings and Contents Cover
Employee Protection Included
Business Interruption Cover
Business Liability and Legal Expenses
Corporate Manslaughter Act 2007 Compliance
Defective Premises Act 1972 Cover
Day One Uplift of 15% on Buildings, Contents, and Stock
Money and Goods in Transit Cover
Environmental and Subsidence Liability
Equipment and Computer Breakdown Cover
Employee Theft and Contractors' All Risks Cover
Public Liability Limits up to £10 Million